How Will My Beneficiary Collect My Life Insurance Money?
Posted: May 23, 2019
When you purchase life insurance, you pay the premiums for years or decades, and your beneficiaries collect the benefits when you pass away. It is important to tell your beneficiaries about the policy so they file a claim with the insurance company after your death. How Are Death Benefits Collected? Life insurance benefits are typically paid out when the insured person has died and the...
Is A Work-Sponsored Health Insurance Plan My Best Option?
Posted: May 22, 2019
If your employer offers health insurance, that doesn’t necessarily mean you have to buy it. Employees can choose to leave an employer-sponsored group plan in favor of Obamacare – the health insurance market. Do you know your best option? Each one has its pros and cons. What Are the Advantages of Employer-Sponsored Health Insurance? In most cases, workplace health insurance is less costly than an...
Do I Need Liquor Liability Insurance If I Only Sell Beer Or Wine?
Posted: May 21, 2019
Despite the name, you will need to make sure you add liquor liability insurance to your business policy if you serve beer or wine at your business. Although most business liability insurance automatically includes host liquor coverage, this only applies to small functions hosted by an enterprise that is not in the business of selling alcohol. Our experienced agency can help ensure you have the...
Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The Difference
Posted: May 20, 2019
Although a recreational vehicle, or RV, is similar to a car in many ways, the insurance needs for the two types of vehicles differ. Limiting your RV insurance to a typical auto insurance policy would leave you with dangerous gaps in coverage. Basic Differences between RVs and Cars RVs are towable trailers or large motor vehicles that typically include a kitchen space, bathroom, and living...
