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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Car Insurance Terms You Should Know

Car Insurance Terms You Should Know

The auto insurance policy you choose can be a lifesaver if you are involved in an accident, whether you or another driver was responsible. The amount you will pay out of pocket for repairs, whether your policy will pay for a rental car while it is being repaired, and if you are covered when traveling and driving a rental come into play when making a...

Car insurance for seniors

Car insurance for seniors

As you age, your driving habits likely change. Your car insurance should follow suit. Be sure your insurance provider can adapt right along with you, accommodating your lifestyle while still providing adequate coverage at a price you can afford. Do seniors have to pay more for car insurance? Car insurance rates tend to start increasing once drivers reach a certain age—usually the later stages of...

A Beginner's Guide to Health Insurance Deductibles and Copays

A Beginner's Guide to Health Insurance Deductibles and Copays

Deductibles and copays are both out-of-pocket expenses. Although they both represent a percentage you must pay when seeing a medical practitioner, they are not the same. Your copay is a fee you pay when you fill a prescription or receive medical services. The deductible is an agreed-upon amount you must pay before the total cost of your treatment is covered. Your policy explicitly defines these...

Ride U.S. 98 from Pensacola to Crystal River on your motorcycle

Ride U.S. 98 from Pensacola to Crystal River on your motorcycle

Florida is well known for all-year motorcycle riding and some great motorcycle rallies. If your motorcycle riding experience in Florida is primarily based on attending Daytona Beach Bike Week or other bike rallies, we have a wonderful surprise for you. These big rallies are awesome, but they can be crowded and often require riding on busy interstates. There’s an entirely different motorcycle riding experience waiting for...

5 Misconceptions About Life Insurance

5 Misconceptions About Life Insurance

Preparing for the future usually involves saving for your children's education or for retirement. You may not have considered life insurance due to misconceptions regarding cost or other issues. Instead of letting false information influence buying this essential life-planning tool, take a moment to get the facts. Life Insurance and You – What Are the Facts? Life insurance is put in place to provide financial...