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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

How Much Sun Is Too Much Sun?

How Much Sun Is Too Much Sun?

It is common knowledge that too much sun exposure is bad for your skin. Most people also know that we need sunlight to make vitamin D, a micronutrient that aids bone growth and absorption of calcium, controls cell growth, regulates immunity, and helps prevent inflammation. Unfortunately, it can be tricky balance between getting the sunshine we need to produce adequate vitamin D and risking overexposure...

Rock River Run: A historic Illinois motorcycle road

Rock River Run: A historic Illinois motorcycle road

Our Rock River Run motorcycle route follows part of the Rock River, a tributary of the Mississippi. During the 19th century, the Rock River was a major trading route between the communities of Rockford and what is now Moline and Rock Island, Illinois. Because the river wasn’t navigable east of Rock Falls, a land pathway was established along the river—laying the foundation for the Rock...

How A Traffic Ticket Can Affect Your Life Insurance

How A Traffic Ticket Can Affect Your Life Insurance

No one is perfect, and most people get a traffic ticket at least one in their lifetimes. But the truth is, your driving record can significantly affect your life insurance. If you have a current life insurance policy and you get a speeding ticket, it will not affect your rates. On the other hand, if you are applying for a new policy or additional coverage,...

How Small Businesses Can Avoid Insurance Mistakes

How Small Businesses Can Avoid Insurance Mistakes

It takes hard work, dedication, creativity, and tenacity to get a small business up and running successfully, so it makes sense to have the right insurance coverage in place to protect it. In fact, purchasing business insurance may be one of the most important decisions you make. The right coverage can help prevent unforeseen events from ruining all you have worked so hard to build....

Does Your Auto Insurance Cover Air Conditioning?

Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions it is considered normal wear-and-tear and not covered by auto insurance...