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Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

Can a Life Insurance Beneficiary Decline?

Can a Life Insurance Beneficiary Decline?

The beneficiary of a life insurance policy may not even be aware that they were named in a policy. The owner of the policy has the right to choose whoever they want as the beneficiary, but what happens if the beneficiary does not want the insurance payout? Does he or she have the right to decline? What is a Beneficiary? A beneficiary is a person...

Beginner’s Guide to Business Owners Package (BOP) Insurance

Beginner’s Guide to Business Owners Package (BOP) Insurance

BOP (business owners package) insurance can be the ideal way to protect a small business. The bottom line is that you want the maximum possible coverage at the lowest possible rate, and BOP insurance could be your best option.  The Basics of Business Owners Package Insurance A BOP insurance policy covers all the major property and liability risks, and is typically the ideal insurance for...

Replacing your wiper blades

Replacing your wiper blades

Understand the importance of windshield wiper blades Without properly functioning wiper blades, your visibility decreases, putting yourself and others in danger. You can replace your windshield wiper blades on your own, but the job can be frustrating—if you don’t know how. By following the steps we outline here, you can save yourself both time and money. Determine windshield wiper wear Because wiper rubber degrades from...

Driving Safely in Heavy Traffic

Driving Safely in Heavy Traffic

Navigating your vehicle in heavy traffic is stressful – and dangerous. To avoid a collision, follow these simple tips for safer driving in heavy traffic.  Relax. You will eventually reach your destination, and being a few minutes late is better than being involved in a collision!  Drive Defensively. Other drivers may drive aggressively, weaving in and out of traffic to try to save a few...

Motorcycle Safety Awareness Month: Tips to help keep you safe while riding

Motorcycle Safety Awareness Month: Tips to help keep you safe while riding

May is Motorcycle Safety Awareness Month. And with riding season rapidly getting into full swing, there’s no better time for a safety refresher. Let’s get started. Be seen and safe on the road Staying visible to other drivers is among your biggest challenges when riding—which means it should be among your top priorities. First, you need to understand why the average driver struggles to see...